Pros & Cons of Living In Cyprus (Updated: 2021)

Are you planning on coming to Cyprus on a student visa, a working visa, or even thinking about applying for a Permanent Residency or Citizenship?

Do you know enough about the Cyprus lifestyle to pursue your career here? Do you have a grasp of experience in living in a foreign land?

It’s very important that you understand the pros and cons of living in Cyprus before even you think of applying.

Also, it’s very crucial to understand a bit about its history.

Being in Cyprus for more than 1 and a half years now, I have found that living in Cyprus is quite challenging for international students. As there are fewer job opportunities, students couldn’t earn enough to live a quality life.

A similar scenario goes for the housemaids too. Even though they get a salary every month, their life is kind of being controlled by their employers. They can’t go out when they want, and they have to report almost everything to their employers. So it’s kind of prison life for them but a well-facilitated one. On the bright side, they have a roof over their head, and they don’t have to face any issues with clothing and fooding cause their employers have to take care of them.

If we talk about other people who have come to Cyprus on a working visa, life is hard for them too. Salaries for non Cypriots are relatively low in almost every field and sector in Cyprus.
They have a job. They are professionals, but they would have earned more money in other European countries comparing that to Cyprus.

Does that mean living in Cyprus is bad?

Well, not necessarily.

Every country has its benefits and back draws. Cyprus has its own too.

According to my experience, if you have a good amount of money with you, your life in Cyprus will just flourish day by day.

If you don’t have one, then things mightn’t go as you have planned them.

Today in this article, we will discuss the pros and cons of living in Cyprus.

We will discuss different aspects of Cyprus in detail. So I suggest you read till the end to have a better understanding of the benefits and disadvantages of living in Cyprus.

Let’s start, shall we?

Pros /Advantages /Benefits of Living in Cyprus

Cyprus is a great country to live in. Hands down, even before I start writing this article, I can say there will be more benefits of living in Cyprus than drawbacks.

On that note, here we have 17 advantages of residing in Cyprus.

Cyprus is a country in the European Union

Cyprus is a country in the European Union

You know, when I was a kid I used to think that Europe is a huge single country. LOL.

You might have thought that too, right?

If you did, please me know in the comment section below so that I would know I wasn’t the only idiot one.

I used to think so because I had always heard people talking similarly about it.

There was this middle-aged man in my town who always used to boast about how handsomely he was living in Europe. He always used to say, “Someday I am in Germany, and the next day I am in Poland. Again the very next day, I go to Switzerland for business.”

When he talked like that, I thought all these places might be cities inside Europe, as he could easily travel from one place to another.

I was just a kid. My brain wasn’t at that level to extrapolate the reality from the data I was fed.

But I wasn’t completely wrong, you know.

To some extent, I was right.

Europe is actually like a single country as most of the countries in Europe follow similar rules.

That mid-aged man from my childhood wasn’t completely lying.

When you are in Europe, you get to travel to other European countries without having any issues with visas and documentation.

Guess which country is in the European Union too?

The Republic of Cyprus.
Yes, you guessed it totally right.

Cyprus joined the European Union on 1st May 2004.

Since then, Cyprus has been actively following and participating in every rule and law raised by the European Union.

When the European Union sets some rules, it applies to Cyprus too.

So basically, some rules in Cyprus match with the law in Germany, France, Netherlands, or any other European country, for that matter.

Cyprus has all the facilities that one can get in any of the European Counties.

To sum up, living in Cyprus gives you the experience of living in Europe.

I wish my country was in Europe too.

If you were wondering, I am from Nepal.

You can buy Permanent Residency and Citizenship in Cyprus

Did you know that Cyprus has investment programs where you can buy permanent residency or citizenship by investing in real estate?

To be honest, I didn’t know this until I came to Cyprus.

Well, the investment programs aren’t cheap, so not everyone can afford them.

But if you have a ton load of money, it will be much easier for you.

I don’t know much about this business, but there are a lot of great consultants in Cyprus who deal in this department.

You will be needing assistance from Lawyers, Auditors, Chartered Accountants, Bankers, and many more professionals.

I believe you would need around 2.2 Million Euros if you want to become a Citizen of Cyprus and around 300,000 Euros if you want to buy the Permanent Residency.

Cyprus is unique in its offering of citizenship within just 6 months of such an investment.

No need to live and wait for 10-16 years to apply for citizenship. Pay the money and become a Cypriot within a year.

When you acquire Cyprus citizenship by investment, you and your family can enjoy the full citizenship benefits for life, which can be passed on to future generations too.

It’s one of the major advantages of living in Cyprus for rich people.

Cyprus has a pretty low Corporate Tax Rate

Cyprus has a pretty low Corporate Tax Rate

The corporate tax, also known as company tax, is defined as the tax imposed on a company’s net income by the government.

Every Company has to pay corporate tax to the government all over the world.

But the tax rate varies from country to country.

In the case of Cyprus, the Corporate Income Tax Rate is only 12%. 

Some of the countries in the world have a Corporate Tax Rate of over 50%.

Because Cyprus has a low Corporate Tax Rate, foreign investors tend to have their business set here rather than in other European Countries.

The majority of Cypriots speak English

The majority of Cypriots speak English

Personally, I would never go and live in a place where English isn’t widely spoken cause I definitely wouldn’t have a great time there.

But in the case of Cyprus, it’s not like that.

People are educated here. Kids are taught English beginning from kindergarten.

Cyprus is good friends with the UK. I believe that’s one of the reasons why so many Cypriot students go to the UK to study.

People are friendly here.

As most of them speak English, it gets easier to adapt to things in Cyprus.

Be it Shops, Malls, Markets, Restaurant, or even small areas; you will always find people there to communicate in English.

Along with the English Language, there are a lot of people who speak Russian too. If you know Russian, you would definitely have a great time around Restaurants, Beaches, and Malls.

The Greek Language isn’t necessary, but having knowledge of fundamental Greek is recommended.

The Cost of Living in Cyprus is low

The Cost of Living in Cyprus is low

A few months ago, I wrote an article about how much it costs to live in Cyprus for international students.

I am going to repeat the same stuff in here because there isn’t much of a difference.

It doesn’t matter if you are a student, a housemaid, an employee in a big company, or even a millionaire; the cost of living in Cyrus is comparatively low for everyone.

  • Room rents are cheap if you adjust with your friends.
  • Flats and houses are sold at an affordable price.
  • Groceries are cheap.
  • Transportation is manageable.
  • Utility bills are low.

The costs of accommodation, communications, education, and healthcare are all fairly low and, for the most part, they are of good quality.

Cyprus has warm weather throughout the year

Cyprus has warm weather throughout the year

Cyprus has one of the warmest climates and warmest winters in the Mediterranean part of the European Union.

The weather in Cyprus is very summer-like for at least 7 months a year. Starting from April and until the end of October, you will experience Cyprus’s hot summer weather.

Even the coolest months aren’t that cold. Snow is possible only in the Troodos mountains in the central part of the island. Rain occurs mainly in winter, with summer being generally dry.

Days are warmer even though mornings and nights are a bit chilly.

If you like warm weather, then Cyprus is definitely the place for you to live.

Cyprus is Safe to live

Cyprus is Safe to live

People who have lived in multiple European Countries have found Cyprus one of Europe’s safest countries.

The crime rate here is very low.

Families with kids feel safe living in Cyprus. This island is a great place to raise children.

The overall environment all over the country is generally safe and secure.

Even though there have been some serious crimes in the past, the criminals were arrested quickly.

Geographically, Cyprus is a small country. There aren’t many places here for criminals to hide.

Be it a day or night, you will always generally feel safe, even walking alone in the streets.

Standard Quality of Life

Standard Quality of Life

I have been to a few other European countries as well as some countries in the Middle East, but I have never found any country that matches the quality of life compared to Cyprus.

I mean, honestly, people live their life to the fullest in Cyprus.

The majority of them work 5 days a week and 6/7 hours a day.

They prefer to spend more time with family and friends.

Yes, less work means it will take more time to finish it, but people don’t worry about “it” that much in Cyprus.

They take the work part slow so that they could enjoy their spare time qualitatively.

Cyprus has a relaxed pace of life.

The people in Cyprus are influenced by the Mediterranean culture of the area and enjoy taking it easy and capitalizing on plenty of opportunities for relaxation.

Cyprus is a less populated, unpolluted country

Based on the Worldometer elaboration of the latest United Nations data, the Republic of Cyprus’s current population is 1,209,946 as of Thursday, October 15, 2020 (Today).

Cyprus Population as of 15th October 2020

1.2 Million is not that huge of a population, is it?

Most of the biggest cities in the world have a population of more than that.

We are not only talking about a city here. We are talking about the whole country’s population.

When there is less population, there certainly will be less pollution.

Also, Cyprus isn’t home to many heavy industries and factories. As a result, the air, water, and land are all free of industrial pollution.

Drainage System in Cyprus is better, so you barely get to see sewage in the roads.

People don’t throw garbage here and there. Rules are strict, so people don’t pollute the environment.

The air and water in Cyprus are clean.

I guess one of the Pros of living in Cyprus is “breathing the clean air.”

Here are some more pros of living in Cyprus:

1> Cyprus has a great Culture and Heritage.

2> Cyprus occupies an important role in Greek mythology, being the birthplace of Aphrodite and Adonis. According to Greek Mythology, Aphrodite was the goddess of love and beauty, whereas Adonis was the goddess Aphrodite’s mortal lover.

3> The Beaches of Cyprus are consistently voted amongst the best beaches in Europe. The water is clean, blue, and beautiful.

4> Legal and financial procedures in Cyprus are similar to those in the UK.

5> Cyprus is a top-rated destination amongst English expats, and there are plenty of expat communities here.

6> Health Care facilities in Cyprus are excellent.

7> Cyprus uses the Euro as currency.

8> If you like sightseeing, Cyprus has some gorgeous views.

Cons /Disadvantages /Drawback of Living in Cyprus

As we discussed above, every country has its good things as well as drawbacks.

Living in Cyprus has disadvantages too.

Here we have 9 cons of living in Cyprus.

Personal income tax rates in Cyprus are higher

Personal income tax rates in Cyprus are higher

Even though the corporate tax rate is only 12% in Cyprus, the personal income tax rates go up to 35%.

It gets very difficult to achieve a European kind of life in Cyprus for basic salary earning people.

Life in Cyprus would be much better for middle-class families if only the government lowered the personal income tax.

Cyprus isn’t a Schengen country yet

Cyprus isn't a Schengen country yet

Despite being in the European Union, Cyprus hasn’t been able to join the Schengen zone yet.

Because Cyprus isn’t a Schengen country, it will be very difficult for people with an ordinary passport to visit other European countries.

When will Cyprus join the Schengen Zone?

Nobody knows. Every year it comes on the news that it will join that particular year, but it never happened.

Will it never join?

No, it has to join.
It’s the rules from the European Union. Once Cyprus meets all the criteria, it will be eligible to join the Schengen join.

It’s just nobody knows when that will happen.

To understand better, you can click here to read the article “Will Cyprus Join The Schengen Zone In The Future?

Cyprus isn’t easily accessible by everyone

Cyprus isn't easily accessible by everyone

As we all know, Cyprus is an island; it is only accessible for tourists, visitors to come by plane or ship.

The majority of travelers who want to visit Europe often end their journey after coming to Greece.

Because if they wanted to come to Cyprus, they would have to take a plane or a ship.

Not every tourist can afford a plane ticket.

So Cyprus being an island is one of the drawbacks of living in Cyprus.

Salaries are low in Cyprus

Salaries are low in Cyprus

Comparing to other European countries, salaries in Cyprus are relatively low.

Non-Cypriots and Non-Europeans usually get 5 Euro per hour as a salary for a part-time job.

Even with a full-time job, if the company isn’t looking after your food and accommodation, it would be very hard for you to save any money.

The cost of living in Cyprus is low. Yes, we talked about that.

But, if you don’t even get a salary to rent a flat, then things would just go south for you.

Cyprus’ employment pay is very low, so do not expect to get a high-paid job there. The pay to work in a hotel as a receptionist is approximately about 650-700 Euros per month.

Summers are very hot sometimes

Summers are very hot sometimes

We discussed above as Cyprus has consistent warm weather throughout the year.

The one disadvantage of being that it, sometimes it gets too hot.

Sometimes the temperature consistently rises more than 40-degree celsius.

On August 1st, 2020, the highest recorded temperature was 45.6°C.

Well, that’s hot.

I was there, and I felt it.

If you don’t like the hot temperatures at all, then Cyprus isn’t a place for you to live.

Fewer job opportunities

Fewer job opportunities

Cyprus doesn’t have big-branded companies. They don’t even have industries and factories to produce basic goods.

They import almost everything from other countries.

The major income of Cyprus is from the Tourism sector and Agriculture. Just that.

How many people will you hire to clean a table at a restaurant or work on a potato farm? Not many, I guess.

As there are fewer job sectors, there are fewer job opportunities.

Bad driving practice

Bad driving practice

Cypriots usually don’t want to take public transportation.

Cyprus is heavily dependent on privately owned vehicles.

They have to take their car even if they are just going a couple of blocks down. This results in chaotic traffic jams during rush hour and leads to accidents.

Public transportation in Cyprus is mainly only used by international students, tourists, housemaids, and middle-class employees.

Cyprus is still back in technology and digitalization

Cyprus is still back in technology and digitalization

Most of the government sectors in Cyprus don’t even have an online platform for people to visit.

Things have to do manually by being physically present at the offices.

Internet connections are also slow and unstable. They are better than what they were 5 years ago, but still, they need improvement.

In this age of the internet and modern technology, companies are still using flyers and banners to promote their products.

That’s because the majority of their audience isn’t on the internet. Really, it’s a shame.

The majority of the people are racist in Cyprus

The majority of the people are racist in Cyprus

Cyprus is filled with older people. I don’t know where the youth is, but oh boy, too many older people everywhere.

Mainly older adults are traditional, and they think conservatively. Racism starts with them, and it just grows.

Mainly people from Asia and Africa has to be the one to get discriminated.

Even the drivers on public transportation are racist.

The cashier in the supermarket is racist.

The people working in government sectors are racist.

I am not saying all of them are racist, but indeed the majority of them are.


You just read the pros and cons of living in Cyprus. What do you think?

Did I miss any point? Please let me know in the comment section below.

To understand Cyprus better, I suggest you continue reading the following articles. 

Cyprus Student Visa: A Detailed Guide (Everything You Need To Know)

Pros and Cons Of Studying In Cyprus For International Students

Why Do So Many International Students In Cyprus End Up Seeking Asylum?

Can You Visit The EU Countries With A Cyprus Student Visa?

The Reality of Private Colleges in Cyprus (Explained in Detail)

How to Find Out Whether The Cyprus Visa You Have Received Is Fake or Genuine?

Cyprus Student Visa Interview Questions and Answers

2 thoughts on “Pros & Cons of Living In Cyprus (Updated: 2021)”

    • At first, you have to pay 100 Euro for the registration. You have to pay the fees only after you get your visa. If you are applying through an agent, don’t give him the money beforehand. Always give the money after the visa.

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